Cloud accounting software for small businesses with bank reconciliation.
Xero is a accounting & finance platform founded in 2006 with a hiltonsoftware Score of 75/100. Xero pricing starts at $15/mo/month with no free plan. Xero serves 3.5M+ orgs users and competes with QuickBooks Online, FreshBooks, and Wave in the accounting & finance market. Key Xero features include Bank reconciliation, Invoicing, and Expense claims. hiltonsoftware.co rates Xero 4.4/5 based on user ratings (40%), feature depth (25%), value for money (20%), market presence (10%), and growth trajectory (5%).
Small and medium businesses wanting modern, unlimited-user accounting.
Reviewed by Elena Kowalski, Security & Enterprise Editor. Last updated: March 2026. Pricing verified. Methodology